Roles and Responsibilities of Credit Rating Analyst
Updated As On: 18 September 2018
The Analyst shall always uphold Acuité's policies and values and shall be responsible for the following:
- Explain the analytical process and information requirement to the client
- Interact with client for information, data and documents needed for rating
- Meet/interact with management team/promoters of the client at periodic intervals
- Oversee the data entry process whereby data (Financial/Non-financial) is uploaded on Acuité’s rating workflow/databases
- Prepare the rating note containing rating recommendation in a time bound manner by following:
- Highest ethical standards, independence and objectivity
- Acuité’s policies
- Acuité’s rating criteria
- Present the rating note to the Rating Committee
- Inform the rating/rating changes to the client
- Follow up with client for Letter of Acceptance
- Provide clarification to clients on rating, reasons thereof
- Process requests for appeal/withdrawal etc. as per Acuité’s policies
- Keep himself/herself always updated with prevailing regulatory guidelines, Acuité’s rating criteria and policies
- Keep himself updated on economic and industry level factors that may influence rating movement
- Conduct surveillance and review as per Acuité’s policies
- Analysts shall be responsible for undertaking the rating process and adhering to the timelines as specified in the Operations Manual/ Internal governing document.
Senior analysts shall, in addition, be responsible for training new analysts.