Sa-dhan National Conference 2018 – Delhi

Acuité Ratings participated in the Sa-dhan National Conference 2018 held on September 19-20, 2018 in New Delhi. Our President, Suman Chowdhury participated in the session "BUILDING A CULTURE OF RESPONSIBLE LENDING” where the co-panelists included Mrs. Neena Jain, General Manager, RBI, Mrs. Kalpana Pandey, MD& CEO, CRIF Highmark and Mr. Mukul Jaiswal, MD, Cashpor Credit. The session was moderated by Mr. Manoj Sharma, Managing Director, MicroSave Asia. Mr. Chowdhury mentioned that while the regulatory framework for the microfinance sector has been significantly strengthened, the risks of overleveraging cannot be ignored. Both industry SROs and the players need to use portfolio analytics, now available from credit bureaus, effectively to identify any emerging risks in a particular area.

Our exciting journey started in 2005 with rating of bank borrowers most of whom were small and medium enterprises. At that time, credit rating was a concept known only to large issuers of capital market instruments. Since then, like a caterpillar transforms itself into a beautiful butterfly, we transformed to rate bonds, bank facilities of large corporates and issuers across industries. Along came many achievements - SEBI Registration in 2011, RBI accreditation in 2012, 50,000 ratings in 2018, 5,000 Bond and Bank Loan Ratings in 2017, launch of India's first Android and iPhone app to disseminate rating, tamper-proof QR-code-enabled rating rationales, and SMERA Terminal to name a few.

Now is the time to re-emphasize our increasing footprint across all segments of ratings through the launch of our new name - 'Acuité'.

The name has changed. The spirit of upholding highest standards of analytical rigour, continuous improvement, excellence in our processes and quest for innovation remains the same. We would like to re-emphasize that we will continue to work hard to provide independent, unbiased and timely opinion of highest standard.

Acuité means 'sharpness and clarity of thought and vision'. Let our research and ratings help you take decisions with confidence.

Sankar Chakraborti