Acuité undertakes Portfolio Health-check assignments with various Banks and NBFCs. The monitoring, conducting analysis and managing credit risk is core to the effective functioning of bank/FIs. Periodic check of the credit portfolio will enable banks to have a strong mechanism to detect signs for early warning through

• Cross sectional and time series analysis through dimensions such as ratings, demographics, products, facility, collateral etc
• Analysis of credit migration analysis across rating grades
• Understanding portfolio quality, ageing and classification
•  Default and recovery analysis