About Us


We were incorporated in 2005 as an initiative of Ministry of Finance (GOI) and Reserve Bank of India (RBI), to facilitate credit rating of bank borrowers. Since a majority of bank borrowers are SMEs, we chose to call ourselves SME Rating Agency which we later rechristened to SMERA Ratings Limited as our products & services portfolio expanded organically over the period and included Bond Ratings, CP Ratings, Bank Loan Ratings, SME Ratings and various grading services.

SEBI, at the Board Meeting held on December 28, 2017, decided that rating agencies will have to segregate activities other than the rating of financial instruments and economic/ financial research to a separate legal entity. Meanwhile, the Company's Bond & Bank Loan Ratings business grew rapidly making it a significant player in the rating industry. These developments prompted the Company to demonstrate the transformation in its business by reinventing its brand identity and positioning. Acuité Ratings & Research will focus on providing Bond & Bank Loan Ratings, Economic Analysis and Financial Research services.

Acuité (pronounced as 'a.kui.te'), a french derivation from the word 'acuity', implies a sharp vision in terms of expertise, opinion and purpose. We believe our incisive knowledge and opinions presented through Ratings & Research act as the strong foundation for empowering the entire financial ecosystem.

Description of Accent Cluster

The most primary element of the logo is the Accent Cluster in a myriad of colours. The cluster represents our pursuit to bolster India's financial ecosystem and act as a frame of reference for customers, investors, bankers, exchanges and regulators. The sharp accents of varying lengths symbolize the incisive insights and opinions we present based on multiple perspectives that we consider while covering companies across industries, scale and size. Literal to its name, the accent cluster showcases the enhanced and accentuated experience, we bring consistently to our stakeholders through top notch ratings & research that really gives them leading edge insights.

A closer look at the colour palette will talk to you about the transformation from amber tones to a distinctive green - the different degrees of tangerine imply gradual but steady evolution of companies on our rating scale (AA+ to B) while the green is apt for the AAA standard which is awarded only to the best and hence a class apart. The 6 accents depict the insightful take on the 6 categories of credit rating (AAA to B).

Lastly, the refreshing and distinct dash of green is a symbolization of the healthy and fair environment we create to nurture and empower our stakeholders. Our observations not only provide a competitive edge to our customers, but also serve as foresight to investors and bankers. They give courage to our employees and an independent stance to regulators.

All these powered by simple objectives of dissolving information asymmetry, and facilitating smarter decision making,  create a robust financial ecosystem.

We've transformed for a smarter tomorrow.

The legal name of the company as registered with MCA is Acuite Ratings & Research Limited. Also the website address, url is www.acuite.in. This is so because MCA and website domain registrations don't allow special characters.

However, in our communications and branding guidelines we use Acuité which has the 'acute é' character to stylise the depiction of the company name and also to convey the right pronunciation (similar to Nestlé).

Customers can write cheques or address us in letters as Acuité or Acuite. Both would be considered right and valid.

To view Acuité’s Incorporation Certificate, please click here.

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Our exciting journey started in 2005 with rating of bank borrowers most of whom were small and medium enterprises. At that time, credit rating was a concept known only to large issuers of capital market instruments. Since then, like a caterpillar transforms itself into a beautiful butterfly, we transformed to rate bonds, bank facilities of large corporates and issuers across industries. Along came many achievements - SEBI Registration in 2011, RBI accreditation in 2012, 50,000 ratings in 2018, 5,000 Bond and Bank Loan Ratings in 2017, launch of India's first Android and iPhone app to disseminate rating, tamper-proof QR-code-enabled rating rationales, and SMERA Terminal to name a few.

Now is the time to re-emphasize our increasing footprint across all segments of ratings through the launch of our new name - 'Acuité'.

The name has changed. The spirit of upholding highest standards of analytical rigour, continuous improvement, excellence in our processes and quest for innovation remains the same. We would like to re-emphasize that we will continue to work hard to provide independent, unbiased and timely opinion of highest standard.

Acuité means 'sharpness and clarity of thought and vision'. Let our research and ratings help you take decisions with confidence.

Sankar Chakraborti