Rating Criteria
Archives

Acuité has well defined rating criteria and methodologies, models that form the analytical basis for all the ratings assigned. The rating criteria and methodology is reviewed once in 3 years or earlier if regulations/ circumstances warrant. These criteria help the analyst to ensure that all ratings can be benchmarked against a common reference. The hard copy edition of the updated Operations Manual / Internal Governing document is printed once in a year in Q3 (Oct-Dec quarter).

Rating Process And Timeline
Manufacturing Entities
Trading Entities
Service Sector
Non-Banking Financing Entities
Banks And Financial Institutions
Infrastructure Entities
Default Recognition
Application of Financial Ratios and Adjustments
Consolidation of Companies
Group and Parent Support
Public Finance - State Government Ratings
Securitized Transactions
Commercial Paper
Complexity Levels of Financial Instruments
Fixed Deposit Programmes
Hybrid Instruments Issued By NBFCs & HFCs
Public Finance - Urban Local Bodies
Real Estate Entities
Insurance Companies
Explicit Credit Enhancements
Resolution Plan Rating
Security Receipts Rating
Infrastructure Investment Trust (InvIT)
Covered Bonds
Real Estate Investment Trust (REIT)
Asset Reconstruction Companies
Lease Rental Discounting (LRD)